Trusted Coverage for Dogs & Cats
🍁 Canada’s Best-Rated Pet Insurance
Visit any licensed vet in Canada & U.S.
Up to 90% cashback on covered vet bills1
Multi-pet & microchipped pet discounts2
Save up to $1,500 on pet essentials3
Recognized by Pet Experts. Trusted by Pet Parents.
What’s covered with Spot?
Spot plans help cover your pet from head-to-tail.
Illness
When they're sick
Vet Exam Fees & Lab Tests
Skin Eye & Ear Infections
Cancer & Growths
Behavioral Issues
Congenital & Hereditary Conditions
Accidents
When they're hurt
MRIs, CT Scans, & X-rays
Swallowed Objects
Surgery & Hospitalization
IV Fluids & Medications
Toxic Ingestions
Plan add-on
Preventive care
When they're healthy
Spay & neuter
Dental cleaning
Vaccines
Wellness Exams
Spot plans cover your pet from head to tail.
How does pet insurance work?
Spot makes it simple for pet parents to submit a claim and receive reimbursement for covered vet bills in a just few days.
Visit the vet
Visit any licensed vet in Canada or U.S.
Submit a claim
Fast & easy claim submission online or email.
Get reimbursed
Get up to 90% cashback for your covered vet bills.
We’re ahead of the pack.
Don't settle for anything less than the best. Spot's pet health plans run well ahead of the pack.
How do we compare?
Most providers
No waiting period for accidents
Multiple pet discounts2
Prescription food coverage
Preventive care add-on
Up to $500 on holiday trip cancellations4
Up to $500 on kennel & pet boarding costs5
Included
Not included / Some inclusions
Comparison information provided using publicly available information as of 3/5/24 for the purpose of summarizing program features, not a specific plan. Questions regarding other provider’s plans should be answered by contacting an agent of that company. It is our intention to reflect accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing customercare@spotpetinsurance.ca or by mailing PTZ Insurance Services Ltd. at 710 Dorval Drive, Suite 400, Oakville, ON, L6K 3V7.
Why insure your pet?
Feel at ease. Your pet is protected, and so is your wallet.
Without a Spot plan
Pay the vet bill in full
Worry about unexpected vet bills
Fear of compromising your pet’s care due to cost
With a Spot plan
Get up to 90% cash back on covered vet bills
Relax with financial help for covered vet bills
Confidence to focus on getting the best pet care
Happy pets. Happy pet parents.
Thousands of Pet Parents trust Spot to provide thecomprehensive coverage for their pets.
They are wonderful to deal with
They are wonderful to deal with and I get my refund within days. I know I picked the right pet insurance for my cat Hemi. He’s in good hands with spot!
Love Spot Pet Insurance!
I only ever had one issue with a claim that was easily resolved and I didn't have to call in, I'm able to message them straight from my client portal. Super helpful and less time consuming!
I am glad that I took Spot
I am glad that I took Spot Pet insurance. Easy and quick claiming. I would definitely recommend it to my friends.
Spot Insurance is always reliable
Insurance company always provides prompt and professional services. The coverage is better than other insurers, and I often recommend them to pet's owners around me.
10/10, no notes
I have zero complaints about Spot. In fact, I swear by them and strongly recommend. They process the claims really efficiently; one time, I submitted a quote for pre-approval on a Wednesday night and on Thursday morning I had the pre-approval letter. It’s very easy to get someone on the phone too and they’re all helpful and friendly.
Easy to deal with insurance company.
Spot pet insurance has been very easy to deal with so far. They completed my claim within just a couple of days. Highly recommend.
The Best Insurance for Pet Owners!
I couldn’t be happier with Spot Pet Insurance! It’s the perfect choice for pet owners looking for a reliable, budget-friendly plan. I have two puppies, and I’ve already had to submit multiple claims—each one has been reimbursed without any hassle. The process is smooth, the coverage is great, and knowing my pets are protected gives me peace of mind. I highly recommend Spot Pet to anyone who wants quality insurance without breaking the bank!
4.2
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